Accounts

Share Savings Accounts

Your share savings account is your primary account. $25 is required to maintain your membership. It provides a good place to save regularly at a competitive dividend rate, build your rainy day fund, or accumulate enough savings to purchase certificates. Share savings can be withdrawn at any time. Once you are a member, you may open more than one savings account.

Share Draft Accounts

Open this account for just $100.00 and begin enjoying basic checking at its best, with no fees.Our Share Draft Accounts feature:

  • No monthly service charge
  • No minimum balance requirement
  • No direct deposit requirement
  • No per check charges
  • Overdraft protection
  • Bill Payment

 

Christmas Club Accounts
The Credit Union’s Christmas Club allows you to put money aside all year long for holiday purchases. Around the beginning of November, your Christmas funds become available to you. A $20 penalty applies for early withdrawals.

Youth Savings Accounts
Whether you put aside money for a rainy day or for special purchase, saving is a good habit to form. The earlier we can teach our children the importance of saving, the better.

Our Children’s Savings Accounts are developed especially for credit union members ages 0 – 17 years. We desire to help introduce the importance of saving, planning, and financial responsibility to our younger members. Members will receive:

  • Quarterly newsletters
  • Birthday cards
  • Contests
  • And more!

Share Certificates of Deposit  

The Credit Union offers from 12 months to 36 months Share Certificates. A minimum of $500 is needed to open a C.D. Interest is calculated on a 365-day basis and is compounded monthly. You may collect the interest in one of the following ways:

  • Added to your principal
  • Paid monthly to your regular share account
  • Paid directly to you.
  • The penalty for early withdrawal is 180 days of interest.

 

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